Dimensions of Service Quality and their Effects on Achieving Competitive Advantage: An Exploratory Study of Banking Organizations in Sulaimaniyah City-Iraq

Authors

  • Kochar Taher Said Rashid Technical college of administration, Sulaimani Polytechnic University 46001, Sulaimani/Kurdistan, Iraq Author
  • Darbaz Answer Ismael College of Administration and Financial sciences Knowledge University, Iraq Author
  • Bestoon Othman Department of Business Administration, Koya Technical Institute, Erbil Polytechnic University and UniversitiTun Hussein Onn, Malaysia. Author
  • Raman Ali Department Business Administration, Technical College of Administration, Sulaimani Polytechnic University, Kurdistan, Iraq Author

DOI:

https://doi.org/10.61841/x8qtbs04

Keywords:

Service Quality, Competitive Advantage, Banking and Banking Services

Abstract

The study purpose is to explore the service quality and its impact on achieving the competitive advantage of the banking organizations in Sulaimaniyah city in Iraq. The sample size of this study is 94 respondents among bank managers and clients of twelve banks in Sulaimaniyah. Descriptive analysis, factor analysis, Spearman correlation, multiple regression analysis, and ANOVA, respectively, were applied to determine the degree of the relationship and prediction of competitive advantage. Findings indicated agreement among the managers and banking clients that banking organizations in Sulaimaniyah adopted banking service quality and its dimensions. The study also found a significant positive relationship between service quality and competitive advantage. Furthermore, the regression analysis outcomes establish that statistically there are significant impacts of banking service quality and all its dimensions towards the competitive advantage. 

Downloads

Download data is not yet available.

References

[1] Adil, M. (2013). The Relationship Between Service Quality and Customer Satisfaction in India ’ s Rural Banking Sector : An Item

Analysis and Factor-Specific Approach, 2(Spring), 43–63.

[2] Bala, N., Sandhu, H. ., & Nagpal, N. (2011). Measuring Life Insurance Service Quality: An Empirical Assessment of SERVQUAL Instrument. International Business Research, 4(4), 176–190.

[3] Bucak, T. (2014). The Effect of Service Quality on Customer Satisfaction: A Research on Hotel Businesses. International Journal of Education and Research, 2(1), 1–12.

[4] Chen, C. M., Lee, H. T., Chen, S. H., & Huang, T. H. (2011). Tourist behavioural intentions in relation to service quality and customer satisfaction in Kinmen National Park, Taiwan. International Journal of Tourism Research, 13(5), 416–432.

[5] Dayang Haryani Diana Ag. Damita*, Amran Harunb, David Martinb, Baban Jabbar Othmanc, B. O. and H. A. (2019). What makes a nonMuslim purchase halal food in a Muslim country? An application of theory of planned behaviour. Management Science Letters, 9(12), 2029–2038. https://doi.org/10.5267/j.msl.2019.7.003

[6] Ganguli, S., & Roy, S. K. (2011). Generic technology‐based service quality dimensions in banking. International Journal of Bank Marketing, 29(2), 168–189.

[7] Kranias, A., & Bourlessa, M. (2013). Investigating the Relationship Between Service Quality and Loyalty in Greek Banking Sector. Procedia Economics and Finance, 5(13), 453–458.

[8] Lau, M. M., Cheung, R., Lam, A. Y. C., & Chu, Y. T. (2013). Measuring Service Quality in the Banking Industry: A Hong Kong Based Study. Contemporary Management Research, 9(3), 263–282.

[9] Ledden, L., Kalafatis, S. P., & Mathioudakis, A. (2011). The idiosyncratic behaviour of service quality, value, satisfaction, and intention to recommend in higher education: An empirical examination. Journal of Marketing Management, 27(11–12), 1232–1260.

[10] Lin, H. T. (2010). Fuzzy application in service quality analysis: An empirical study. Expert Systems with Applications, 37(1), 517–526.

[11] Lo Liang Kheng, Osman Mahamad, T. R. (2010). The Impact of Service Quality on Customer Loyalty : A Study of. International Journal of Marketing Studies, 2(2), 57–66.

[12] Mahfooz, Y. (2014). Relationship between Service Quality and Customer Satisfaction in Hypermarkets of Saudi Arabia. International Journal of Marketing Studies, 6(4), 10–22.

[13] Minarti, S. N., & Segoro, W. (2014). The Influence of Customer Satisfaction, Switching Cost and Trusts in a Brand on Customer Loyalty –The Survey on Student as im3 Users in Depok, Indonesia. Procedia - Social and Behavioral Sciences, 143, 1015–1019.

[14] Muhammad Awan, H., Shahzad Bukhari, K., & Iqbal, A. (2011). Service quality and customer satisfaction in the banking sector. Journal of Islamic Marketing, 2(3), 203–224

[15] Muhammad Saeed Shahbaz, Abdul Ghafoor Kazi, Bestoon Othman, Mudaser Javaid, Khawar Hussain, R. Z. R. M. R. (2019).Identification, Assessment and Mitigation of Environment Side Risks for Malaysian Manufacturing. Engineering, Technology & Applied Science Research, 9(1), 3851–3857.

[16] Muyeed, M. A. (2012). Customer Perception on Service Quality in Retail Banking in Developing Countries - A Case Study. International Journal of Marketing Studies, 4(1), 116–122.

[17] Othman, B. (2013). The Influence Of Technology Acceptance Model On Behavioral Intention To Use Internet Banking System. Universiti Teknologi Malaysia, (January 2013).

[18] Othman, B. A., Harun, A., Rashid, W. N., Nazeer, S., Kassim, W. M., & Kadhim, K. G. (2019). The influences of service marketing mixon customer loyalty towards Umrah travel agents: Evi- dence from Malaysia. Management Science Letters, 6, 865–876.https://doi.org/10.5267/j.msl.2019.3.002

[19] Othman, B., Harun, A., Rashid, W., & Ali, R. (2019). The impact of Umrah service quality on customer satisfaction towards Umrah travel agents in Malaysia. Management Science Letters, 9, 1763–1772. https://doi.org/10.5267/j.msl.2019.6.014

[20] Puluhulawa, S., Mallongi, S., & Sufri, M. (2018). The Influence Of Marketing Mix , Culture And Quality Of Service To Customer Satisfaction Mediated Decision Of Selecting Sharia Bank In Gorontalo Province, 7(9), 148–160.

[21] Rosmayani. (2016). EFFECT OF MARKETING MIX OF SERVICE AND QUALITY OF SERVICE TO COSTUMER ’ S LOYALTY, IV(10), 502–516.

[22] Saghier, N. El, & Nathan, D. (2013). Service Quality Dimensions and Customers ’ Satisfactions of Banks in Egypt. Proceedings of 20th International Business Research Conference, (April), 1–13.

[23] Shin, J. (2012). Formative Representation of Sensuality in 19 th Century Fashion. Research Journal of Textile and Apparel, 16(4), 59–70.https://doi.org/10.1108/RJTA-16-04-2012-B007

[24] Swar, Biranchi Narayan, Sahoo, & Prasant Kumar. (2012). Service Quality: Public, Private, and Foreign Banks. SCMS Journal of Indian Management, 9(3), 43.

[25] Thamrin, H. M. (2012). The Role of Service Marketing Mix and Ship Service Quality towards Perceived Value and Its Impact to Ship Passenger’s Satisfaction In Indonesia. Global Journal of Management and Business Research, 12(3).

[26] W.A.D.S.Wijetunge. (2016). Service Quality, Competitive Advantage and Business Performance in Service Providing SMEs in Sri Lanka. International Journal of Scientific and Research Publications, 6(7), 720–728.

[27] Wang, Shieh, & Hsiao. (2013). The relationship between service quality, customer satisfaction and customer loyalty: A study on the management consulting industry. Journal of Information and Optimization Sciences,26(2), 371-384.

[28] Wu, H.-C. (2013). The effects of customer satisfaction, perceived value, corporate image and service quality on behavioral intentions in gaming establishments.

[29] Zalfa Laili Hamzah, Siew Peng Lee, S. M. (2017). Elucidating perceived overall service quality in retail banking. Reference Services Reviewnce Service Review, 45(2), 227–241.

Downloads

Published

31.05.2019

How to Cite

Dimensions of Service Quality and their Effects on Achieving Competitive Advantage: An Exploratory Study of Banking Organizations in Sulaimaniyah City-Iraq. (2019). International Journal of Psychosocial Rehabilitation, 23(2), 548-565. https://doi.org/10.61841/x8qtbs04